Privacy Policy

St. Louis Firefighters & Community Credit Union Privacy Policy
FACTS WHAT DOES ST. LOUIS FIREFIGHTERS & COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • transaction history and credit history
How? All financial companies need to share personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons St. Louis Firefighters & Community Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does St. Louis Firefighters & Community Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No We don’t share
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We don’t share
For affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call 314-752-5444 or go to www.stlffccu.org
Who We Are
Who is providing this notice? St. Louis Firefighters & Community Credit Union
What We Do
How does St. Louis Firefighters & Community Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does St. Louis Firefighters & Community Credit Union collect my personal information? We collect your personal information, for example, when you

  • open an account or give us your contact information
  • apply for a loan or give us your wage statement
  • use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • St. Louis Firefighters & Community Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • St. Louis Firefighters & Community Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include categories or companies such as: Insurance Companies.
Other important information